f you’ve been hounded by persistent phone calls, intimidating threats, or public shaming from debt collectors, you’re not alone—and you’re not powerless. The Consumer Law Firm Centre exists to protect your rights and take action when debt collectors like Alliance Financial Management (AFM) cross the legal line.
Stopping Alliance Financial Management Phone Harassment
Has your phone been ringing non-stop with calls from Alliance Financial Management? Are they threatening wage garnishment or legal action? Have they contacted your friends, family, or workplace about your debt? If so, you may be facing illegal debt collection tactics, and the Consumer Law Firm Centre is here to stop it.
Under the Fair Debt Collection Practices Act (FDCPA), consumers are protected from unfair and abusive collection methods. These include repeated or late-night calls, deceptive threats, and contacting third parties about your debts. If AFM or any other agency has used such tactics against you, you may be eligible to collect up to $1,000 in statutory damages, plus coverage for legal fees.
Who Is Alliance Financial Management?
Alliance Financial Management is a third-party debt collector based in Mountainside, New Jersey. Their job is to recover debts for creditors such as credit card companies. While this business has been active for over 15 years, it has also faced numerous lawsuits for violating consumer rights. Accusations include:
- Making threats of legal action without basis
- Discussing debts with unauthorized third parties
- Failing to validate the debt properly before demanding payment
If you’ve been contacted by AFM, it’s critical to verify the debt and demand proper documentation. You have a legal right to know who the original creditor is, the amount owed, and whether the debt is actually yours.
What the Consumer Law Firm Centre Can Do for You
The Consumer Law Firm Centre specializes in defending consumers against unfair debt collection practices. If you’ve been harassed by Alliance Financial Management or any other collector, our legal team can help you:
- Cease illegal phone calls immediately
- File complaints with the FTC or Attorney General
- Pursue compensation under FDCPA for damages
- Hold collectors accountable for misconduct
You don’t need to face this situation alone. Our lawyers will evaluate your case for free, and in many FDCPA violations, the law requires the debt collector to pay your legal fees.
Common Tactics That May Indicate Harassment
AFM is known to use the following numbers to contact consumers:
908) 317-0440
908-317-0440
9083170440
If any of these numbers show up on your call history, and you’ve experienced:
- Multiple daily calls
- Threats of lawsuits or wage garnishment
- Unsolicited communication with your family or employer
- Aggressive or demeaning language
…it’s time to take legal action. Keep a detailed record of each call—including time, date, phone number, and content—and contact the Consumer Law Firm Centre to help build your case.
Know Your Rights: The Legal Framework
The Fair Debt Collection Practices Act (FDCPA) is a federal law that places strict limits on what debt collectors can do. It prohibits:
- Repeated or harassing phone calls
- Threats or abusive language
- False or misleading statements
- Contacting third parties without your consent
In addition to the FDCPA, state laws often provide even greater protections. Some states limit the number of collection calls per day, restrict communication methods, or require specific notices about your rights.
Even in the workplace, businesses involved in debt collection are legally required to provide harassment prevention training and enforce respectful communication practices. If AFM or any agency has failed to comply, they may be held liable for both consumer and workplace violations.
Take the First Step Toward Ending the Harassment
If you’re tired of harassing calls and unlawful threats, don’t wait. The Consumer Law Firm Centre offers free consultations and aggressive legal representation to help you reclaim your peace of mind. Debt collection does not give anyone the right to disrespect your dignity or violate your rights.
Reach out today, document every interaction, and let our legal team hold these companies accountable. Whether it’s Alliance Financial Management or another agency, the law is on your side—and so are we.